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>I don’t understand why cloud providers will not accommodate this basic “prepay to X and allow me to use the credit” model.

They actually do:

> You can configure fly.io apps with a max monthly budget, we'll suspend them when they hit that budget, and then re-enable them at the beginning of the next month.

From their Launch HN: https://news.ycombinator.com/item?id=22616857



According to this they got rid of the feature at some point: https://news.ycombinator.com/item?id=31391451




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