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I'm confused how you would "build something on ChatGPT" in the first place. Does ChatGPT have an API?

Of course OpenAI's GPT-5 and family are available as an API, but this is the first time I'm hearing about the ability to build on top of ChatGPT (the consumer product). I'm guessing this is a mistake by the journalist, who didn't realize that you can use GPT-5 without using ChatGPT?

It seems that they have a unified TOS for the APIs and ChatGPT: https://openai.com/policies/row-terms-of-use/

The seemingly-relevant passage:

> You must not use any Output relating to a person for any purpose that could have a legal or material impact on that person, such as making credit, educational, employment, housing, insurance, legal, medical, or other important decisions about them.



Don't assume a general news journalist on a deadline to drop a quick non-important article would understand fully between the API access of OpenAI, and ChatGPT itself.


Call centers, support chats etc. Lots of companies are now basically telling their support staff to "ChatGPT it" before replying.


wait... so you can't use openai models for educational content? so they can kick out any competi.. ehm company they don't like as this list is quite... extensive?


I believe the key word in that passage is "decisions".

You can't use ChatGPT (or other OpenAI offerings) to grade essays, decide who is the least risky tenant, assign risk for insurance, filter resumes, approve a loan, determine sentencing...

Those are things that require human agency for "a person decided this" rather than "we fed it into the program and took the answer."


Which of course means humans will use it for those decisions until there’s some lawsuits and maybe some laws.


Humans have been using bad data to make decisions for a while now.




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