My student loans weren't as bad $30K, the rest is from other things eg. CC debt/car loan (28% APR). I also help out my own blood-related family eg. I have given away over $100K over the course of a few years.
But mostly I'm dumb, buying things I can't afford. The six-fig jobs come and go also but in general I've had at least $75-$83K jobs aside from the couple six-fig jobs I've had. I only started to have that kind of money in 2019 to now. I spent 2023 working in a warehouse/my own fault that time I went down to the $50K range or so with side gig work added in to warehouse work.
I did pay $3K for an MRI one time, well not yet it's on a defaulted card.
Oh and loneliness eg. I spent $1.2K at a strip club one time.
It's crazy how you go up in levels though like in 2016 I was living on $20K+ a year, now it's $100K+ a year
But mostly I'm dumb, buying things I can't afford. The six-fig jobs come and go also but in general I've had at least $75-$83K jobs aside from the couple six-fig jobs I've had. I only started to have that kind of money in 2019 to now. I spent 2023 working in a warehouse/my own fault that time I went down to the $50K range or so with side gig work added in to warehouse work.
I did pay $3K for an MRI one time, well not yet it's on a defaulted card.
Oh and loneliness eg. I spent $1.2K at a strip club one time.
It's crazy how you go up in levels though like in 2016 I was living on $20K+ a year, now it's $100K+ a year