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Imagine you can get 20 rolls of toilet paper at Costco for $20. Or one roll at your corner store for $5.

However, you need a car to get to Costco, which you don't have, so now you're looking at riding the bus there. But you just worked two back-to-back 8 hour shits, and you're a zombie so that's not happening. Besides, $20 is a stretch, you really might need that $15 to cover a few meals until your next paycheck if you can't get enough hours this month.

So, you have to pay $5 for what should be a $1 roll of TP.

Now imagine that for everything - food, rent, everything.

To quote a song, "having money is not everything, not having it is"



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