Passes the test of my freelancer friends. They said at lunch that the long term change has been dramatic. What cost $300/m before the ACA turned to $3000/m today. These are all through the local Blue Cross. We talked about the junk policy idea. Certainly the post-ACA policies have some improvements like no pre-existing conditions, but it's pretty much a tangerine-to-oranges comparison.

Maybe yours dropped immediately, but I'm sure it's up quite a bit since then. You may say that's just inflation and that's part of it, but I think the deeper point is that the ACA is not containing the inflation. And that was one of the promises.